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What we can do for you
Taking In Your Information And Analyzing Your Situation.
 
Once we've received all the necessary information, we proceed to evaluate and analyze it.  It's then that one of our advisors will present to you the most cost-effective and beneficial offer for you.
 
Evaluation And Valuation
 

There are three factors to bear in mind in the evaluation phase of a mortgage loan:

  • Ability to repay: For this purpose you'll need to provide your last three payslips (employed persons) or tax statements (self-employed persons).
  • Value of the asset: For this purpose you'll need to get a valuation of the asset, which guarantees to the lender that they'll get back the capital loaned.
  • Downpayment from your own money: The more money you put into the purchase of the home yourself, the better your chance of obtaining your mortgage.

Our advisor will keep you informed of the stage your application has reached at all times.

 
Approval And Signing
 

Once the mortgage loan has been approved by the chosen financial entity, the next steps are:

  • Drafting the mortgage loan memorandum
  • Notary's office prepares it
  • Signing it in the notary's presence
 
  Offices in Spain (Murcia & Almeria)
& Portugal (Algarve)

+34 968 575 650
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